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I'm the same as you, not really played a lot of dz until now.. think I used to used to convert for materials.To be fair, I have no idea why I have that much. I do not go in the Dark Zone much at all. I suspect it was from wayyyyy back in the past when they were playing with all the crafting and never spent them.
I ran the Dark Zone with my lvl 25 Agent and considering there are only tiny amounts now collectible from the named areas I don't see how people can really get up to this sort of level until 1.8 comes out.